Compare Barclays phone insurance

Barclays offer two mobile insurance packages, Tech Pack and Tech Pack Lite. You can purchase either as an add-on with the current account that you have with them.

Take a look at our comparison of Barclays Tech Pack phone insurance against our own Full Cover policy.

What phone insurance packages do Barclays offer?

Tech Pack and Tech Pack Lite are available if you have a current account with Barclays. Tech Pack Lite provides accidental damage and breakdown cover for up to two devices each purchased for £1,500 or less. Whereas Tech Pack covers up to 4 mobile phones and an unlimited number of gadgets, each purchased for £1,500 or less.

Is Barclays Tech Pack worth it?

To be able to have Barclays Tech Pack covering your gadgets, you need to have an eligible current account.

If you close your account, then your policy will be automatically cancelled as well. If you're looking for the flexibility of an independent policy that you could cancel at anytime, you might want to consider other options in the market. It's always worth checking the policy and the overall fee you may be paying for the account maintenance.

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How much does Barclays Tech Pack cost?

You can purchase the Tech Pack Lite cover for £9 per month and the Tech Pack cover for £14.50 per month. As stated above, the policies can cover up to mobile phones and/or gadgets, each purchased for £1500 or less. Some accounts offer you a discount or a refund on a proportion of the fee if you pay in a set amount each month, but this varies between suppliers.

How does Barclays Tech Pack compare with Insurance2go?

We have highlighted some of the benefits of both insurance policies on the table below. Hopefully this comparison allows you to judge which one is best for you:

	Barclays Tech Pack (Full Cover)	Insurance2go (Full Cover)
What is covered?	Accidental damage Mechanical breakdown Theft Loss	Accidental damage Mechanical breakdown Theft Loss
What can I claim for?	Unlimited accidental damage and breakdown claims. Up to four loss or theft claims for your mobile phones. Additionally, you get up to four successful claims for gadgets (whether for loss, theft, damage or breakdown) in a 12 month period.	Unlimited claims on all cover levels.
When can I cancel?	Insurance cannot be cancelled in isolation; you would need to cancel all the benefits of the account or switch to a different one if you no longer require phone insurance.	Cancel anytime
What type of devices can I insure?	You can register up to 4 phones and an unlimited number of gadgets, purchased for more than £1500.	All devices can be covered regardless of the purchase cost, under 36 months old. (If a device is not listed on the quote engine, you can contact us and we can add it for you).
Is there a minimum term?	Six-month minimum term.	We do not have a minimum term, be covered with us for however long you need.
What about excess?	£29 for mobile phone screen repairs, £49 for mobile phone or gadget repairs and £99 for mobile phone or gadget replacement.	We provide flexible excesses for our mobile phone policies and our gadget insurance excesses are based on the amount of your device.
How old can my device be?	Devices need to be less than 5 years old to be eligible for cover.	Devices need to be less than 3 years old to be eligible for cover.
Does the policy cover for unauthorised usage?	No cover for unauthorised usage	Cover for unauthorised usage up to £1000

Information correct at the time of publishing - July 2022.

As ever with insurance, there will be an excess payment required should you ever make a claim on your policy. This amount will vary, but it's an important consideration when selecting a policy to buy.

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OUR POLICIES

What type of phone insurance do you need?

Choosing the right type of mobile phone insurance is straightforward. You will usually have a choice of plans with different cover levels which provide varying degrees of protection for your phone.

Mobile insurance policies which provide the highest levels of cover will cost the most, but it’s important that you choose a level of protection that suits you.

You can compare our phone insurance plans in the table below:

Policy features

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

Your phone is covered if it gets damaged by liquids.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

We’ll replace your phone if it’s stolen.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

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Instant cover
Whether you buy a monthly or annual policy you’re covered from the moment you buy
Any make, any model up to 36 months old
We insure any phone bought new or refurbished from a UK registered company.
Unlimited claims
Accidents happen, so that's why there's no limit to how many claims you can make
95% of claims accepted
You won't have to bend over backwards to prove your claim. In 2022, we approved 95% of mobile phone insurance claims*.
Here since 2007
We were one of the first businesses to provide specialist insurance for mobiles and gadgets
In-house service from start to finish
Enjoy our seamless service from UK-based support and repair teams