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Multi-phone Insurance from £1.99 /MONTH

What Mobile Award Winners 2021 - Best Insurance Provider
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  • Mobile phone insurance for multiple phones that covers loss, theft, damage and more
  • 94% of all claims were successfully approved in 2024
  • Rated excellent on TrustPilot

What is multi-phone insurance?

Simple, cost-effective, top-notch protection. That's our multi-phone insurance cover, insuring multiple devices under one policy. Protect your family's or your own mobile phones, all in one place, knowing our insurance covers the cost of a repair or replacement.

Our full cover includes protection against damage, breakdown, theft and loss. Let's face it: the latest phone models are always an expense, and often have you tied to long-term contracts. Multi-phone insurance means all your mobile phones are covered if the worst happens, giving you complete peace of mind in investing in your mobile.

Take away the hassle and expense of managing separate policies and cover all your family's mobile phones in one simple policy.

Do I need mobile phone insurance for multiple phones?

Helen, Customer Service Agent at insurance2go, explains why getting multi-phone insurance just makes life easier:

"Insuring multiple phones under a single policy can significantly simplify your coverage and reduce the risk of gaps in protection. At insurance2go, we often see customers juggling multiple devices for personal use. Having multi-phone insurance means you're not managing a series of different policies, and you're more likely to get a better deal. It's all about convenience, peace of mind and making sure that everything's covered, without the hassle."

What does our multi-mobile phone insurance cover?

When you've got more than one phone to think about, whether it's for your family or just among your own tech, our phone insurance for multiple phones helps take off the pressure.

Here's what all your phones are covered for with insurance2go multi-phone insurance, depending on your chosen level of cover:

Policy features

Whether you bought your device new or refurbished, if you did so in the last 3 years, we've got you covered. Just make sure it came with a 12-month warranty.

Whether you bought your device new or refurbished, if you did so in the last 3 years, we've got you covered. Just make sure it came with a 12-month warranty.

A bowl of rice doesn't always do the trick. Don't worry – we'll do what we can to repair your phone, or we'll replace it if it can't be saved from its accidental trip in the water.

A bowl of rice doesn't always do the trick. Don't worry – we'll do what we can to repair your phone, or we'll replace it if it can't be saved from its accidental trip in the water.

You'll never be left feeling disconnected. If your phone is lost or stolen, we'll replace it quickly, so you can get back to what matters. That heart-dropping moment? You can leave it behind.

You'll never be left feeling disconnected. If your phone is lost or stolen, we'll replace it quickly, so you can get back to what matters. That heart-dropping moment? You can leave it behind.

Cracked your screen? Haven't we all? Consider it sorted with insurance2go repairs.

Cracked your screen? Haven't we all? Consider it sorted with insurance2go repairs.

Accidents happen. Whether it's kids dropping their phone or us adults rushing to work and letting it slip out of our hands, we can repair it for you! We can also replace your phone if it's beyond repair, as long as the accident that caused the damage is covered in our T&Cs. Chances are, it is.

Accidents happen. Whether it's kids dropping their phone or us adults rushing to work and letting it slip out of our hands, we can repair it for you! We can also replace your phone if it's beyond repair, as long as the accident that caused the damage is covered in our T&Cs. Chances are, it is.

There's nothing more frustrating than a frozen phone. If your phone stops responding, we've got you covered.

There's nothing more frustrating than a frozen phone. If your phone stops responding, we've got you covered.

In today's world, gadgets are a must for travel. With multi-phone insurance, you and your family stay covered no matter where you go, as long as it aligns with current government guidelines.

In today's world, gadgets are a must for travel. With multi-phone insurance, you and your family stay covered no matter where you go, as long as it aligns with current government guidelines.

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What phones does your multi-phone insurance cover?

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What phones does your multi-phone insurance cover?

We've got you covered for:

Samsung Phones
Google Pixel 7 Insurance | Insure your Phone
Google Pixel Phones
P40 Lite Insurance
Huawei Phones
iPhone SE Insurance (2nd Generation) 2020
iPhones
Motorola Phones
Nokia Phones
Oneplus Phones
OPPO Phones
Sony Xperia Phones
Xiaomi Phone Insurance Insure your Phone
Xiaomi Phones
Refurbished Phones

How much does multi-phone insurance cost?

The cost of multi-phone insurance can depend on the following factors:

How many phones you insure

We offer fixed prices for either 3 phones or 5 phones. Prices start from £5.52 for a multi-phone policy

Policy excess

Each of our policies includes an excess fee, which is the amount you pay when making a claim. This helps us keep your premiums as affordable as possible.

Policy term

Paying for your cover as a one-off annual fee is often cheaper than paying monthly. Plus, if you choose to pay annually, you'll get a discount! Pay for the year upfront, and you'll only pay for 10 of the 12 months.

Our multi-phone insurance plans are at a fixed fee, depending on the amount of gadgets you choose. It showcases our Standard or Plus cover, including set excess, and protection against accidental damage and breakdown to give you an idea of our mid-level coverage…

Number of Gadgets

Standard Monthly Cover

Standard Annual Cover 

Plus Monthly Cover

Plus Annual Cover
3 £5.94  £61.65 £7.21 £77.20
5 £5.52 £56.64 £6.28 £65.52

 Prices per gadget based on 3 or 5 item cover. Prices correct at time of publishing - August 2025 

Buy refurbished mobile phone insurance today

Imagine this: you've just bought a phone you've had your eye on for a while and the next thing you know it slips out your hand and the screen shatters. Disaster. Well, if you don't have refurbished phone insurance with insurance2go that is!

Get a quote for your cover today. You can even upgrade to multi-gadget insurance if you wish, meaning you can cover multiple devices with just one plan and better yet, in one payment.

If you ever find yourself in need of some support, help is never too far away. You can visit the help & support section of our website or speak directly to our team online or call us on 0333 999 7905.

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Second-hand mobile insurance FAQs

You can take out refurbished phone insurance with us to protect it against accidental damage, theft, loss and more – that's not a problem; however, we just ask that you qualify against the following criteria:

  • The phone was bought from an authorised UK-based retailer
  • It was purchased with a 12-month warranty
  • It is in full working order

We have made it simple should you ever need to make a claim – it's all managed using our claims portal that you can access online 24/7. You can speak to the Citymain claims team on the phone by calling 0333 999 7905 or by emailing claims@citymain.com. They are available Monday to Saturday, 9am – 5.30pm.

As well as refurbished phone insurance, we can also provide Apple iPad coverage, insurance for gadgets, laptop insurance and more.

Have a look through our website to see what other devices in your household could be insured because you will benefit from a 10% saving thanks to our generous multi-gadget policies.

Why insure your phones with insurance2go?

Start your multi-phone insurance quote

Protect all the mobile phones in your home with insurance you can rely on. With our easy online quote process, it's no wonder we're rated 'Excellent' on Trustpilot by countless happy customers.

Once your policy is active, you can find out how to manage it anytime through the 'Your Policy' section. For any questions, check out our help & support area or get in touch with us online. You can also contact our customer support team at 0333 999 7905.

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Mobile phone insurance for multiple phones FAQs

You can cover up to 5 phones under one multi-phone insurance policy. Whether it's for your own devices or your family's phones, we make it easy to protect them all under one simple plan.

You or an immediate family member must own the mobile phones. Any family member whose gadgets are insured under this policy must permanently reside with you. It's all about making sure your family's devices are covered in one place.

Our multi-phone insurance covers all devices under one policy,  andthe level of cover you choose applies to all phones.

Yes, you do! The more phones you insure, the bigger the discount you'll receive. With fixed prices at 3 or 5 phones, you always know where you stand with us.

Absolutely! We cover refurbished devices as long as they were purchased from a UK VAT-registered retailer within the last 3 years. If it came with a 12 month warranty, we've got it covered.

We don't cap the number of claims you can make. Life happens, and we know that sometimes things don't go as planned. With insurance2go, you're covered with unlimited claims, so you can rest easy knowing you're protected.

Making a claim on your phone insurance policy for multiple phones is easy, with several options available.

You can file a claim 24/7 using our online portal, or contact our team at 0333 999 7905 from 9am to 5:30pm, Monday to Saturday. You can also email us at claims@citymain.com or write to us if you prefer.

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