What type of phone insurance do you need?
Choosing the right type of mobile phone insurance is straightforward. You'll usually have a choice of plans with different cover levels.
Policies with the highest levels of cover will cost the most, but it's important that you choose a level of protection that suits you.
You can compare our phone insurance plans in the table below:
The new iPhone SE
Released in early March 2022 the latest iPhone SE looks very similar to the older iPhone SE (2020).
The new iPhone SE has a 4-7" inch widescreen LCD Multi-Touch display with IPS technology, it comes with the latest A15 Bionic chip and three storage sizes; 64GB, 128GB and 256GB.
With the introduction of 5G the new phone has a higher starting price than the previous model.
To purchase the new iPhone SE directly from Apple:
64GB - £419.00
128GB - £469.00
256GB-£569.00
Price correct at time of publishing – March 2022
The new iPhone SE comes with 12MP Wide camera with ƒ/1.8 aperture, Optical image stabilisation for video and a 7MP front camera with ƒ/2.2 aperture.
Available in 3x colours, (PRODUCT)RED, Starlight and Midnight, the iPhone SE comes with Touch ID, built into the Home button. States that is is capable of Fast-charging (up to 50% in 30 minutes) and comes 5G ready.
The iPhone SE range
The latest iPhone SE model sees the implementation of Apple's A15 Bionic chip. Released in March 2022 this new iPhone SE comes with a 4.7"inch multi-touch LCD display, the same three internal storage sizes: 64GB, 128GB and 256GB. With upgrades to the cameras to include a 12MP rear camera, capable of recording 4K videos and a 7MP front camera.
iPhone SE ('2nd Generation')
The second phone to enter the SE range. iPhone SE (2020) launched in April 2020. Smaller and lighter than the 1st generation of iPhone SE module, this iPhone SE saw Apple retain the use of the Home button. Has 3x storage configurations: 64 GB, 128 GB, and 256 GB. And Apple’s A13 bionic processor, which the company developed with machine learning in mind.
iPhone SE ('1st Generation')
The original iPhone SE, also known as iPhone SE 1 or iPhone SE 2016. Was originally designed as part of the 9th generation of Apple iPhones. Pre-orders began in March 206 and these iPhones had a Dual-core 1.84 GHz Twister CPU. 2GB of RAM and 16GB, 32GB, 64GB or 128GB of internal storage. The Camera spec saw a 12MP front camera and a 1.2MP 'self-camera'. Battery life was at 240h on stand-by, 14h talk-time and 50h playing music.
Your iPhone SE (2020)
The previous iPhone SE has a 12Mp camera with an f/2.2 aperture, the new camera has the same 12MP, however, it has a f1.1 aperture. The front camera also has a 7MP camera with 1080p HD video recording at 30 fps.
The new iPhone SE (2020) is capable of wireless charging. When connected to an 18W fast-charge adapter, it charges from zero to up to 50% in 30 minutes.
The home button stays. With Touch ID you can securely unlock your iPhone and sign in to apps instantly.
The iPhone SE (2020) is available through most retailers and may cost you £389.00* for a SIM-free 64GB iPhone SE
*Price accurate at time of publishing - March 2022
Why insure your mobile phone with insurance2go?
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Instant cover
Whether you buy a monthly or annual policy you’re covered from the moment you buy.
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Any make, any model
We insure any phone – bought new or refurbished – from a UK-registered company if it was supplied with a warranty (even if you've owned it up to 3 years already).
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Unlimited claims
Accidents happen, so that's why there's no limit to how many claims you can make.
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94% of claims accepted
You won't have to bend over backwards to prove your claim. In 2024, we approved 94% of mobile phone insurance claims*.
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Here since 2007
We were one of the first businesses to provide specialist insurance for mobiles and gadgets. And, as part of the SPB Group, we have even more experience dating back to 1965.
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Flexible insurance plans
Choose to pay for a year upfront, or pay on a rolling monthly basis.
Get covered in three easy steps
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Get a great quote
All we need is your device make and model to show you your options
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Choose your policy
Select your cover, enter your details and pay – it takes just a few minutes
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You're covered
Once you've bought the cover, your policy documents will be on their way to you
How can I get cheaper Phone insurance?
Compare mobile phone insurance prices
An easy way of finding cheap mobile phone insurance is to compare quotes. The table below shows the deals available from a variety of the UK’s insurance providers based on an iPhone SE (2020) 64GB device. You can compare policies based on price and cover level on their respective websites.
It's important when comparing insurance quotes to consider excess fees, and whether or not accidental damage, theft, loss and instant cover are included.
Provider |
Monthly premium |
| Insurance2go | £5.99 |
| Protect your Bubble | £6.49 |
| SwitchedOn | £6.50 |
| Gadget Cover | £6.85 |
| CoverCloud | £8.59 |
| TinHat | £6.99 |
Prices are correct at the time of publishing - 19/01/2022.
Comparison based on iPhone SE 2 (64GB) and a full monthly insurance policy.
Your cover in detail
Accidental damage
Whether it's a cracked screen or button fault, if your iPhone gets damaged by accident we’ll repair it - if it’s not repairable, we’ll replace it.
Malicious damage
Malicious Damage cover is standard - we'll cover you for any damage caused to your iPhone intentionally by anyone outside your immediate family.
Liquid damage
Repair or replacement if your phone develops mechanical problems, for example, fails to charge, becomes unresponsive, develops camera faults.
Mechanical breakdown
Repair or replacement if your phone develops mechanical problems, for example, fails to charge, becomes unresponsive, develops camera faults.
Worldwide cover
With Insurance2go, your phone has unlimited worldwide cover. So you're insured wherever in the world you are if anything happens to it
Instant cover
You're covered from the moment you complete the sign-up process - and that takes just minutes.
Loss
Losing a phone can be stressful and a worrying time. We'll get a replacement to you if you accidentally lose yours.
Theft
Get a speedy replacement if your phone – or any part of it - is stolen.
eWallet Payments
You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.
Unauthorised usage
We cover you for up to £1,000 for unauthorised calls, texts and downloads made within 24 hours of your phone being lost or stolen.
With any Insurance2go policy your phone is covered for…
Not just a bad look, a cracked screen can make your phone unusable. Worse, a cracked screen may also mean internal damage, too. We'll repair your phone if the screen gets cracked, or replace it if we can't.
Liquids can be hazardous to the inner workings of mobile phones. If any type of fluid gets inside and damages your phone, you’re covered for repair, if it's not fixable, we'll replace it.
The randomness of life means your phone could get damaged at any time. If it does, we'll fix it or replace it. It'll need to be more than just cosmetic damage which won't be covered by your insurance.
Sometimes a phone develops a fault that stops it responding, no matter what you do. When you can’t make anything happen, it’s good to know you’re covered by people who can.