Terms of use

1. Who We Are

SPB UK & Ireland Ltd is registered in England and Wales under company No. 07015206. The registered office for SPB UK & Ireland Ltd, and the subsidiaries listed below, is 3000, Lakeside, North Harbour, Western Road, Portsmouth, Hampshire, PO6 3EN.

SPB UK & Ireland Ltd is the group name of Citymain Administrators Ltd, (FRN 306535, Company No. 03979666), Burnett & Associates Ltd, (FRN 305511, Company No. 01472537), Square Pound Ltd (FRN 564471, Company No. 07665065) and Loyal Insurance Ltd (FRN 430316, Company No. 05350177), who are authorised and regulated by the Financial Conduct Authority.

SPB UK & Ireland Ltd is also the group name of Citymain Ltd (06835729). All companies are registered in England and Wales and regulated by the Financial Conduct Authority. Our registered office is: 3000 Lakeside, North Harbour, Western Road, Portsmouth, Hampshire, PO6 3EN.

SPB UK & Ireland Ltd group companies operate under various trading names including but not limited to: insurance2go, insurance2go Business; CoverMe4; Better Buy; SPB UK.

2. Use of Our Website

You agree to use this website only for lawful purposes. You must not:

- Use the site in any way that breaches any applicable local, national, or international law
- Transmit or upload viruses, malware, or other harmful material
- Attempt to gain unauthorised access to our systems or data

You agree to use this website lawfully and respectfully. You must not:

• Break any local, national, or international laws
• Upload or transmit viruses, malware, or harmful content
• Attempt to access our systems or data without permission
• We may suspend or terminate your access if you breach these terms.

Minimum Age: You must be at least 16 years old to use this site.

We reserve the right to suspend or terminate your access if you breach these terms.

3. Intellectual Property

All content on this website including text, graphics, logos, and software is the property of SPB UK & Ireland Ltd or its licensors and is protected by copyright and other intellectual property laws.

You may:

View pages for personal, non-commercial use

You may not:

Copy, reproduce, or distribute any content without our prior written consent

4. Accuracy of Information

We strive to ensure all information on our website is accurate and up to date. However, we do not guarantee that the content is free from errors or omissions. You should verify any information before relying on it.

5. Links to Other Websites

Our website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or accept responsibility for the content or practices of any third-party sites.

6. Limitation of Liability

To the fullest extent permitted by law, SPB UK & Ireland Ltd shall not be liable for any:

- Loss of profits, revenue, or data
- Indirect or consequential losses
- Damages arising from your use of, or inability to use, our website

This does not affect your statutory rights as a consumer.

7. Privacy and Cookies

Your privacy is important to us. Please refer to our Privacy Policy and Cookie Policy for details on how we collect and use your data.

8. Changes to These Terms

We may update these Terms of Use from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the website after changes are posted constitutes your acceptance of the revised terms.

9. Governing Law

These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the English courts.

10. Contact Us

If you have any questions about these Terms of Use, please contact us at:

Email: info@spbuk.com
Phone: 0333 999 7905
Address: FAO DPO, SPB, 3000, Lakeside, North Harbour, Western Road, Portsmouth, Hampshire, PO6 3EN