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Smart Watch Insurance

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  • Protection against loss and theft, liquid damage and more
  • Instant cover and unlimited annual claims
  • Experts in gadget insurance with over half a million devices insured
  • Rated 'Excellent' on Trustpilot by thousands like you

What is smart watch insurance?

Smart watch insurance can provide financial protection when you're faced with the unexpected, like accidental damage or loss.

We know how important a smart watch can be to your daily routine, from monitoring your health to making payments, and when you use a device every day, there are plenty of opportunities for something to happen to it. Our affordable insurance means you can rest easy, knowing you're covered if something goes wrong.

Do I need smart watch insurance?

"Insurance is more than financial protection – although given the cost of buying or replacing your smart watch, this is a valuable element. It's also a means of safeguarding your lifestyle and the activities essential to your happiness, such as exercise and connecting with friends and family.

"Investing in insurance gives you the freedom to use your smart watch without hesitation, with the peace of mind that you're covered if one of life's little accidents occurs."

– Helen, Customer Service Agent

What does your smart watch insurance cover?

At insurance2go, we offer various types of insurance cover suitable for an Apple Watch or other smart watch, giving you the flexibility to choose a policy that aligns with your priorities and preferences. Depending on your level of cover, you could protect your smart watch against:

Policy features
 
Policy features
 

It's easy to knock your smart watch, especially when you're in the gym or doing DIY, or have it slip through your fingers when you're fastening the strap. Either way, we've got you covered. You can also make a claim for damage intentionally caused by someone else.

It's easy to knock your smart watch, especially when you're in the gym or doing DIY, or have it slip through your fingers when you're fastening the strap. Either way, we've got you covered. You can also make a claim for damage intentionally caused by someone else.

It's easy to knock your smart watch, especially when you're in the gym or doing DIY, or have it slip through your fingers when you're fastening the strap. Either way, we've got you covered. You can also make a claim for damage intentionally caused by someone else.

Even smart watches with water resistance can come unstuck if they get wet. If a spill or splash has left your watch damaged, we'll do everything we can to repair it – and replace it if we can't.

Even smart watches with water resistance can come unstuck if they get wet. If a spill or splash has left your watch damaged, we'll do everything we can to repair it – and replace it if we can't.

Even smart watches with water resistance can come unstuck if they get wet. If a spill or splash has left your watch damaged, we'll do everything we can to repair it – and replace it if we can't.

We've all been burned by a gadget failing just outside of the manufacturer's warranty period. Should this occur, you can rely on us to get your smart watch back in action.

We've all been burned by a gadget failing just outside of the manufacturer's warranty period. Should this occur, you can rely on us to get your smart watch back in action.

We've all been burned by a gadget failing just outside of the manufacturer's warranty period. Should this occur, you can rely on us to get your smart watch back in action.

You don't have to leave your smart watch behind when you go abroad. With insurance2go, you can go on holiday with peace of mind knowing it's protected for up to 90 days each year, as long as you're travelling in line with FCDO travel advice.

You don't have to leave your smart watch behind when you go abroad. With insurance2go, you can go on holiday with peace of mind knowing it's protected for up to 90 days each year, as long as you're travelling in line with FCDO travel advice.

You don't have to leave your smart watch behind when you go abroad. With insurance2go, you can go on holiday with peace of mind knowing it's protected for up to 90 days each year, as long as you're travelling in line with FCDO travel advice.

If other accessories like charging cables are damaged or stolen at the same time as your smart watch, we can assist in replacing these, up to a maximum value of £150, as part of your claim.

If other accessories like charging cables are damaged or stolen at the same time as your smart watch, we can assist in replacing these, up to a maximum value of £150, as part of your claim.

If other accessories like charging cables are damaged or stolen at the same time as your smart watch, we can assist in replacing these, up to a maximum value of £150, as part of your claim.

We know how much a lost or stolen smart watch could impact your lifestyle. Under our full protection plan, we'll help you replace it so you can get back on track sooner.

We know how much a lost or stolen smart watch could impact your lifestyle. Under our full protection plan, we'll help you replace it so you can get back on track sooner.

We know how much a lost or stolen smart watch could impact your lifestyle. Under our full protection plan, we'll help you replace it so you can get back on track sooner.

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How much does a smart watch protection plan cost?

The cost of getting smart watch insurance varies depending on several factors, including the model and its features. Older or less advanced smart watches are typically cheaper to insure.

Choosing to pay annually is better value than spreading the cost over monthly payments. We'll give you both options when you get a quote, so you can compare and choose the plan that makes the most financial sense for you.

Why choose insurance2go for smart watch insurance?

Your smart watch is covered as soon as you sign up, and you can take out a policy in minutes.

We give you the freedom to choose the payment plan that works best for you, whether this is a one-time annual payment or convenient monthly instalments.

We'll insure your smart watch, whether it's new, refurbished or a gift, as long as:

  • It was purchased from a UK-registered company
  • It has a supplier's 12-month warranty that covers breakdown
  • The smart watch is less than three years old at the time of purchasing the policy (you can continue coverage when it reaches three years old and beyond).

Unlike other companies, you can make unlimited claims with insurance2go, with a generous maximum of £2,000 per claim. This means you're covered whenever the unexpected occurs.

We were a pioneer in gadget and mobile insurance. We know the risks, and the protection that makes a great policy. Backed by the SPB Group, we use 50+ years of industry experience to provide the best insurance for your smart watch.

We're proud to be rated 'Excellent' by thousands on Trustpilot for our products and services.

Get smart watch insurance today

Use your smart watch without worry with insurance cover from insurance2go. You can get an instant quote online in just a few simple steps. Alternatively, consider a multi-gadget protection plan if you have other devices you'd like to cover. We've insured over half a million devices since 2007 with glowing reviews from our customers.

Once your policy is active, it's easy to manage through the 'Your Policy' tab on our website. Here you can review the details of your smart watch insurance. For assistance, browse our help & support section with answers to FAQs. You can also contact our customer support team online or by calling 0333 999 7905 during our business hours.

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Smart watch insurance FAQs

We offer two levels of cover for a smart watch:

  • Essential cover can give you financial protection for damage and breakdown, while in the UK and abroad (when travelling in line with FCDO guidance, for 90 days each year).
  • Full cover also includes accidental loss and theft, and any unauthorised usage, including e-wallet protection.

You also have the option of multi-gadget insurance if you want to cover your smart watch, headphones and devices like laptops and tablets in one go.

A smart watch is a significant investment that most wear daily, so knowing you have some financial protection should problems arise can provide invaluable peace of mind.

You have several options for obtaining insurance, including through the manufacturer and possibly via network providers like EE. We're competitive against manufacturer insurance like AppleCare+, often with extra flexibility such as the ability to make unlimited claims.

Our policies are comprehensive to give you the best possible protection. Certain circumstances could compromise this cover, including:

  • Not taking reasonable precautions to protect your gadget
  • Failure to pay the policy excess
  • Being unable to provide proof of purchase or proof of exchange for your watch

For full details, review the terms and conditions in the Gadget Insurance policy document.

Making a claim on your insurance is straightforward. Simply go to our online portal and log your claim. The portal is accessible 24/7, so you can track the status of the claim whenever, wherever.

Prefer speaking to someone directly? You can contact the Citymain claims team by calling 0333 999 7905 or emailing claims@citymain.com. They're available to assist you from 9 am to 5:30 pm, Monday to Saturday.

Yes, you can, as long as it was originally purchased from a UK-registered company, is less than three years old, and meets our other policy requirements. You'll need the original proof of purchase and a letter from the person who gifted you the smart watch to make a claim.

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