insurance2go logo

Apple Watch Insurance from £2.99 /MONTH

Get a quote
  • Apple Watch insurance options for damage, breakdown, loss & theft
  • Instant cover and unlimited claims
  • Cover an Apple Watch you've owned for up to 3 years
  • 12 months for the price of 10 when you buy an annual policy

What is Apple Watch insurance?

Apple Watch insurance is a type of smartwatch coverage designed to protect you from the unexpected.

We know how important your Apple Watch is for your daily routine, from tracking your workouts to keeping you connected with friends and family. If something happens to it, we've got you covered. With our affordable  insurance, you can rest easy knowing your favourite wearable is covered.

Do I need Apple Watch insurance?

"With their cutting-edge technology and sleek design, it's no wonder Apple watches are among the most popular – and expensive – smartwatches on the market. Because of this, the cost of repairing or replacing your Apple Watch can be high, especially if you have the latest model or extra features like cellular capabilities.

"It's all too easy to accidentally drop your Apple Watch or put it on only to realise the  This is the benefit of taking out Apple Watch insurance. It's an easy way to protect yourself from the high cost of repairing or replacing your device,  ." - Kara, Customer Service Agent 

 

What does our Apple Watch insurance cover?

Depending on your chosen level of coverage, you could protect your Apple Watch against:

Policy features

A cracked screen can leave your Apple Watch unusable and might even cause internal damage. If that happens, we've got you covered.

A cracked screen can leave your Apple Watch unusable and might even cause internal damage. If that happens, we've got you covered.

We all know liquids can be risky for gadgets. Whether water or something else has damaged your Apple Watch, we'll do everything we can to repair it. If repairs aren't possible, we'll arrange a replacement.

We all know liquids can be risky for gadgets. Whether water or something else has damaged your Apple Watch, we'll do everything we can to repair it. If repairs aren't possible, we'll arrange a replacement.

Everyday life can be unpredictable, and your Apple Watch might suffer physical damage at any time. No need to worry – we'll fix it or replace it.

Everyday life can be unpredictable, and your Apple Watch might suffer physical damage at any time. No need to worry – we'll fix it or replace it.

If your Apple Watch suddenly stops responding or the screen goes blank, you'll be glad to know you're covered. We'll sort out the issue, so you don't have to stress.

If your Apple Watch suddenly stops responding or the screen goes blank, you'll be glad to know you're covered. We'll sort out the issue, so you don't have to stress.

Travelling with your Apple Watch? Many of us take our gadgets everywhere, and our insurance can cover you while you're on the move.

Travelling with your Apple Watch? Many of us take our gadgets everywhere, and our insurance can cover you while you're on the move.

Everyday life can be unpredictable, and your Apple Watch might suffer physical damage at any time. No need to worry – we'll fix it or replace it.

Everyday life can be unpredictable, and your Apple Watch might suffer physical damage at any time. No need to worry – we'll fix it or replace it.

Get a quote

How much does it cost to insure my Apple Watch?

The exact cost of your Apple Watch insurance depends on a few factors, including the model and features. Generally, the older or less advanced your device, the lower your insurance cost will be.

Your insurance costs will also vary based on the level of cover you choose. It's important to pick the right level of cover for your needs, not just the price. After all, you may end up paying far more than the insurance costs if you have to repair or replace your Apple Watch yourself because it's not properly covered.

You also have the flexibility to choose how you pay: either through a monthly rolling subscription or a one-time annual payment. Opting for an annual payment can often give you better value over the course of the year, giving you peace of mind at a great price.

What type of Apple Watch insurance do I need?

Choosing the right Apple Watch insurance is easy. We offer a choice of plans with different levels of cover, so you can find the one that fits your needs.

Policies with the highest level of cover may cost a little more, but it's important to pick the plan that best suits your lifestyle and how you use your Apple Watch.

Check our Apple Watch insurance plans below to compare the options and find the right level of coverage  fit for you.

Policy features
 
Policy features
from£3.99/MONTH
 
from£2.99/MONTH

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your iPhone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If your iPhone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If your iPhone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If someone outside your immediate family damages your iPhone, we've got you covered. We’ll either repair your iPhone, or, if that's not possible, replace it.

If someone outside your immediate family damages your iPhone, we've got you covered. We’ll either repair your iPhone, or, if that's not possible, replace it.

If someone outside your immediate family damages your iPhone, we've got you covered. We’ll either repair your iPhone, or, if that's not possible, replace it.

Your iPhone is covered if it gets damaged by liquids.

Your iPhone is covered if it gets damaged by liquids.

Your iPhone is covered if it gets damaged by liquids.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

If you accidentally lose your iPhone while you're covered with us, we’ll replace it for you.

If you accidentally lose your iPhone while you're covered with us, we’ll replace it for you.

If you accidentally lose your iPhone while you're covered with us, we’ll replace it for you.

We’ll replace your iPhone if it’s stolen.

We’ll replace your iPhone if it’s stolen.

We’ll replace your iPhone if it’s stolen.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your iPhone.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your iPhone.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your iPhone.

Get a Quote
 
Get a Quote

Why insure your Apple Watch with insurance2go?

Trustpilot Logo

Insure your Apple Watch today

When you buy an Apple Watch, covering it with reliable insurance can be a  . Get a quote online today in just a few clicks. Plus, you can upgrade to our multi-gadget insurance and cover several devices with one simple plan. We're proud to be rated 'Excellent' on Trustpilot by thousands of satisfied customers who trust us to keep their devices safe.

Once your policy is set up, you can find out how to manage your insurance in the  . If you have any questions in the meantime, visit our help & support section, or get in touch with our customer support team online or by calling 0333 999 7905 during our opening hours.

Get a quote

Apple Watch insurance FAQs

While we aim to provide the cover you need  for your Apple Watch, there are a few situations that our insurance doesn't cover.  :

  • If you're not the owner of the Apple Watch.
  • If you haven't taken reasonable precautions to protect your device.
  • If you can't provide proof of purchase, proof of exchange, or proof of usage.
  • If you bought your Apple Watch from a company not registered in the UK.
  • If you purchased a refurbished or second-hand Apple Watch without a supplier's 12-month warranty covering breakdowns.

For full details, make sure to review the terms and conditions in the policy wording in the Insurance Product Information Document (IPID).

It's easy to make a claim using our simple online claims portal, which is open 24/7. You can also use it to track the status of your claim at a time that suits you.

If you prefer, you can reach out to the Citymain claims team directly by calling 0333 999 7905 or emailing claims@citymain.com. The team is available and ready to assist you from Monday to Saturday, 9am – 5.30pm.

While our insurance can provide peace of mind that your Apple Watch is covered, it's wise to do everything you can to reduce your chances of needing to make a claim.

Start by using a high-quality screen protector to prevent accidental scratches. Some people also prefer cases or bumpers with built-in screen protectors for added security.

It's also important to clean your Apple Watch and bands regularly to protect them from damage. This is especially important after workouts or exposure to liquids such as sunscreen or lotions.

You can insure an Apple Watch regardless of who has paid for it, as long as you originally purchased it from a UK-registered company, have owned it for less than 3 years  and it meets our other policy requirements.

If you ever need to make a claim, we'll just need the original proof of purchase and a letter from the person who gifted you the Apple Watch.

In addition to Apple Watch insurance, we also offer cover for iPhones and other mobile phone brands. Our gadget insurance extends to a variety of devices, including headphones, games consoles and digital cameras, ensuring that all your valuable tech is covered.

Get a quote