iPhone 12
What type of phone insurance do you need?
Choosing the right type of mobile phone insurance is straightforward. You will usually have a choice of plans with different cover levels which provide varying degrees of protection for your phone.
Mobile insurance policies which provide the highest levels of cover will cost the most, but it’s important that you choose a level of protection that suits you.
You can compare our phone insurance plans in the table below:
We've done the work for you
Find the cheapest iPhone 12 insurance
An easy way of finding cheap mobile phone insurance is to compare quotes. The table below shows the deals available from a variety of the UK’s insurance providers based on an iPhone 12 64GB & the iPhone Pro 128GB device. You can compare policies based on price and cover level on their respective websites.
It's important when comparing insurance quotes to consider excess fees, and whether or not accidental damage, theft, loss and instant cover are included.
Provider |
Monthly premium
|
Monthly premium
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| Insurance2go | £6.99 | £7.99 | |
| Protect Your Bubble | £9.49 | £11.49 | |
| Gadget Cover | £7.75 | £8.20 | |
| O2 | £12.50 | £15.00 | |
| EE | £13.49 | £14.49 |
Comparison based on iPhone 12 (64GB) & the iPhone Pro (128GB) for the Full level of cover. Last updated 20/12/2021.
Great value insurance
5G is now available across all phones, meaning you can now download, up to 3.5Gb per second (in ideal conditions).
All phones also get the A14 chip – the numbers are a little staggering. Within the chip there are 11.8 billion transistors, 6 CPU cores, 4 GPU cores which works out at 40% more than the iPhone 11.
Ultimately meaning the phone will be fast…very fast. The neural engine now has 16 cores (previously 8) which make it capable of 11 Trillion operations per second.
Apple claims it’s the fastest CPU in any smartphone in the world (date: 14/10/20).
All phones in the range have new glass, called Ceramic Shield, which, Apples says, has 4x better drop performance.
The iPhone 12 range
The iPhone range of phones includes; iPhone 12, iPhone 12 mini, the iPhone 12 Pro and iPhone 12 Pro Max.
Wireless charging is now available across the range and Apple is bringing MagSafe, the charging unit, typically used for Macbooks to the iPhone 12 range.
iPhone 12
Across of iPhone 12 and iPhone 12 mini you have a choice of 5 colours; black, white, red, green and blue. You can see all those shades in the picture above. Whilst the screen size is the same, Apple claims the device is 11% thinner, 15% smaller and 16% thinner than the previous model.
The display is better also with 12x more pixels than the iPhone 11 all meaning better looking photos and sharper text. There is also improved water resistance upto – IP68 6m.
iPhone 12 Mini
The baby of the range and the cheapest model, the iPhone 12 mini has a 5.4” Super Retina XDR display, but has a smaller footprint than the iPhone 8. The mini comes with all the same features as the iPhone 12; 5G, Super Retina Display, Ceramic Shield, A14 Bionic Chip, dual camera system and MagSafe, but in a smaller form.
Apple claims it is the smallest, thinnest, lightest 5G phone in the world, at the time of going to press (14/10/20).
iPhone 12 Pro
The iPhone 12 Pro range of phones comes in 4 new finishes; silver, graphite, gold and Pacific blue and has a surgical grade stainless steel band.
The Pro models have similar features to the junior members of the range including; Water resistance to IP68 (upto 6 metres); ceramic glass, 5G and the A14 Bionic Chip
It’s the camera where you will find the difference between the models. It has;
- Wide camera with ƒ/1.6 aperture captures 27% more light.
- New 7‑element Wide lens for edge‑to‑edge sharpness.
- New OIS makes 5,000 adjustments per second.
iPhone 12 Pro uses a LiDAR scanner, similar to the technology that NASA uses to measure how long it takes light to reflect back from objects. This depth map of whatever space you’re in can then be used for ultra-fast and accurate AR apps.
iPhone 12 Pro Max
Step up again to the iPhone 12 Pro Max and you’ll find a longer better life with upto 20 hours of video playback instead of 17 hours in the other models.
Why insure your mobile phone with insurance2go
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Instant cover
Whether you buy a monthly or annual policy you’re covered from the moment you buy
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Any make, any model up to 36 months old
We insure any phone bought new or refurbished from a UK registered company
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Unlimited claims
Accidents happen, so that's why there's no limit to how many claims you can make
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95% of claims accepted
You won't have to bend over backwards to prove your claim. In 2022, we approved 95% of mobile phone insurance claims*.
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Here since 2007
We were one of the first businesses to provide specialist insurance for mobiles and gadgets
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Flexible insurance plans
Choose to pay for a year upfront, or pay on a rolling monthly basis
Get covered in three easy steps
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Get a great quote
All we need is your device make and model to show you your options
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Choose your policy
Select your cover, enter your details and pay – it takes just a few minutes
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You're covered
Once you've bought the cover, your policy documents will be on their way to you
Your cover in detail
Accidental damage
Whether it's a cracked screen or button fault, if your iPhone gets damaged by accident we’ll repair it - if it’s not repairable, we’ll replace it.
Malicious damage
Malicious Damage cover is standard - we'll cover you for any damage caused to your iPhone intentionally by anyone outside your immediate family.
Liquid damage
Repair or replacement if your phone develops mechanical problems, for example, fails to charge, becomes unresponsive, develops camera faults.
Mechanical breakdown
Repair or replacement if your phone develops mechanical problems, for example, fails to charge, becomes unresponsive, develops camera faults.
Worldwide cover
With Insurance2go, your phone has unlimited worldwide cover. So you're insured wherever in the world you are if anything happens to it
Instant cover
You're covered from the moment you complete the sign-up process - and that takes just minutes.
Loss
Losing a phone can be stressful and a worrying time. We'll get a replacement to you if you accidentally lose yours.
Theft
Get a speedy replacement if your phone – or any part of it - is stolen.
eWallet Payments
You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments..
Unauthorised usage
We cover you for up to £1,000 for unauthorised calls, texts and downloads made within 24 hours of your phone being lost or stolen.
With any Insurance2go policy your phone is covered for…
Not just a bad look, a cracked screen can make your phone unusable. Worse, a cracked screen may also mean internal damage, too. We'll repair your phone if the screen gets cracked, or replace it if we can't.
Liquids can be hazardous to the inner workings of mobile phones. If any type of fluid gets inside and damages your phone, you’re covered for repair, if it's not fixable, we'll replace it.
The randomness of life means your phone could get damaged at any time. If it does, we'll fix it or replace it. It'll need to be more than just cosmetic damage which won't be covered by your insurance.
Sometimes a phone develops a fault that stops it responding, no matter what you do. When you can’t make anything happen, it’s good to know you’re covered by people who can.