Bank of Scotland
Is Bank of Scotland’s phone insurance worth it?
Their Platinum Account can be worth it depending on the amount of phones that you want to insure. Cover can be provided for one mobile phone for sole account holders and up to two phones for joint account holders. There is a monthly fee of £21 for maintaining the account, which also comes with AA Breakdown and Travel Insurance.
Some accounts offer you a discount or a refund on a proportion of the fee if you pay in a set amount each month, but this varies between suppliers.
How does Bank of Scotland’s phone insurance compare with our own?
On the table below, we have listed the benefits of having insurance with the Bank of Scotland and our phone insurance, to help you decide which one is best for you.
Bank of Scotland (Platinum Account - Full cover) |
Insurance2go
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What is covered? |
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What can I claim for? | No more than 2 successful claims within a 12-month period. | Unlimited claims |
When can I cancel? |
As the policy is a service that come with the Platinum account, you would need to close your account for the insurance to be cancelled. | Cancel anytime. |
Does the policy include Worldwide cover? |
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Our worldwide cover goes with you, provided that this is in line with current government guidance. |
What is the Excess amount? | £100 excess payable on every successful claim | Excess amount dependent on device make and model. |
What kind of phone can I insure? | Cover for mobile phone and SIM card up to a maximum value of £2,000 (including VAT) per claim. | We cover all makes and models, up to 36 months old. No claim limit. |
Information correct at the time of publishing - July 2022.
What type of phone insurance do you need?
Choosing the right type of mobile phone insurance is straightforward. You will usually have a choice of plans with different cover levels which provide varying degrees of protection for your phone.
Mobile insurance policies which provide the highest levels of cover will cost the most, but it’s important that you choose a level of protection that suits you.
You can compare our phone insurance plans in the table below:
Insure Your Phone With Insurance2Go
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Instant cover
Whether you buy a monthly or annual policy you’re covered from the moment you buy
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Any make, any model up to 36 months old
We insure any phone bought new or refurbished from a UK registered company.
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Unlimited claims
Accidents happen, so that's why there's no limit to how many claims you can make
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95% of claims accepted
You won't have to bend over backwards to prove your claim. In 2022, we approved 95% of mobile phone insurance claims*.
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Here since 2007
We were one of the first businesses to provide specialist insurance for mobiles and gadgets
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In-house service from start to finish
Enjoy our seamless service from UK-based support and repair teams