Compare Gadget Cover with Insurance2go

Gadget Cover are an established gadget insurance provider with many years of experience in the insurance industry. They offer cover for mobile phones and a number of different gadgets.

We have compared Gadget Cover’s full policy to our own.

What is Gadget Cover phone insurance?

Phone insurance is part of the insurance products that Gadget Cover offer. They also provide cover for laptops, tablets, smartwatches and more.. Their cover protects you against accidental damage, mechanical breakdown and theft. Loss cover is offered as optional for an extra £1 on top of their monthly or annual premium.

Is Gadget Cover phone insurance worth it?

If you would like to insure more than one gadget on one single policy, Gadget Cover might be a good option for you as Insurance2Go do not currently provide multi-gadget policies. You could however purchase multiple separate policies to insure any extra gadgets that you might have. However, you would still need to check what else is included in the insurance cover to determine which one is best for you.

Instantly protect your phone

What is the difference between Gadget Cover & our insurance?

With Gadget Cover, you’d need to make sure that you are aware of the excess amount that you would need to pay in the event of an approved claim, which is based on the original cost of your gadget. Our excess amounts are given to you at the time of purchase. Below you can find the key differences between the two covers which will help you decide which cover to choose.

	Gadget Cover (Full Cover)	Insurance2go (Full Cover)
What am I covered for?	Accidental damage Breakdown Theft Loss (for an extra £1)	Accidental damage Breakdown Theft Loss
When can I purchase insurance?	Insurance can be bought at anytime as long as your gadget is less than 18 months old.	Insurance can be bought at anytime as long as your gadget is less than 36 months old.
How much is the excess?	The excess is based on device value when bought brand new. The amounts start from £50 and they can go up to £150.	The excess is dependent on the price band of each individual phone. The amounts start from £25 and they can go up to £150.
When can I cancel?	You can cancel at anytime. Full refund is offered if you cancel within the 14 day cooling off period, provided that no claim has been made during that time.	You can cancel at anytime. Full refund is offered if you cancel within the 14 day cooling off period, provided that no claim has been made during that time.
What is the price difference between paying monthly and annually?	With both monthly and annual policies, you get the first month free.	With our annual policies, you get two months free.
Does the policy include worldwide cover?	Worldwide cover is offered for up to 180 days in any single 12- month period.	Worldwide cover is offered provided that travel is in line with the current government guidance.
Is there a claim limit?	Unlimited claims	Unlimited claims

Information correct at the time of publishing - July 2022.

Great value phone insurance

OUR POLICIES

What type of phone insurance do you need?

Choosing the right type of mobile phone insurance is straightforward. You will usually have a choice of plans with different cover levels which provide varying degrees of protection for your phone.

Mobile insurance policies which provide the highest levels of cover will cost the most, but it’s important that you choose a level of protection that suits you.

You can compare our phone insurance plans in the table below:

Policy features

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

Your phone is covered if it gets damaged by liquids.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

We’ll replace your phone if it’s stolen.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

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Comp - So-Sure

Post Office

Comp - Protect Your Bubble

Instant cover
Whether you buy a monthly or annual policy you’re covered from the moment you buy
Any make, any model up to 36 months old
We insure any phone bought new or refurbished from a UK registered company.
Unlimited claims
Accidents happen, so that's why there's no limit to how many claims you can make
95% of claims accepted
You won't have to bend over backwards to prove your claim. In 2022, we approved 95% of mobile phone insurance claims*.
Here since 2007
We were one of the first businesses to provide specialist insurance for mobiles and gadgets
In-house service from start to finish
Enjoy our seamless service from UK-based support and repair teams

Get covered in three easy steps

Get a great quote

All we need is your device make and model to show you your options
Choose your policy

Select your cover, enter your details and pay – it takes just a few minutes
You're covered

Once you've bought the cover, your policy documents will be on their way to you

Get an instant quote for your device

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What mobile phones can you insure?

You can insure most major brands of mobile phone, including iPhone, Samsung, Google and Oppo. What is important is how old your mobile phone is? You cannot insure a phone that is over 3 years in age.