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Comparison - So-Sure

See why Insurance2go is a great alternative to So-Sure Insurance

  • Instant cover and unlimited claims
  • Cover options for damage, breakdown, loss & theft
  • 2 months FREE when you buy an annual policy
great value mobile phone insurance

Who are So-Sure? 

So-Sure are an insurance provider who protect mobile phones, and more recently they have expanded into protecting your home contents. You'd need to look into other options for insuring a wider variety of gadgets as they currently only provide phone insurance.

They are unique in the market in that they offer cashback on premiums, but you need to refer people to them, and hope they do not claim in order for you to benefit from any cashback. 

Instantly protect your phone

What are the differences between So-Sure & our insurance cover?

So-Sure only offer a single level of cover and have a limit on the number of claims you can make each year. The main differences of the two policies are shown on the table below:

 

So-Sure
(Full Cover)

Insurance2go
(Full Cover)
When can I purchase insurance? Insurance can be bought anytime as long as all devices are under 36 months old. Insurance can be bought anytime as long as all devices are under 36 months old.
What does the policy cover? The policy can cover you for accidental damage, breakdown, theft and loss. The policy can cover you for accidental damage, breakdown, theft and loss
When can I cancel?
  • You can cancel anytime within the 14 day cooling-off period for a full refund.
  • No refund will be due for annual policies if paid by instalments.
  • 14 day cooling off period for a full refund.
  • Cancel anytime - No notice required.
  • Annual policies cancelled after the 14 day cooling off period may be due for a pro-rata refund.
Are my accessories covered? Accessory cover included up to the value of £100 Accessory cover included up to the value of £150
Does the policy include Worldwide cover? Worldwide cover for leisure or work trips for a maximum duration of 90 days starting from the departure date. Our worldwide cover goes with you provided that this is in line with current government guidance.
Claim Limit? Limited number of claims that you can make per year (number specified on policy documents). Unlimited claims on all cover levels.
Other claim limits? Any accidental damage or breakdown claims must be reported within 28 days after the incident date. No time limit for when you can claim. However, it is strongly advisable that you make your claim as soon as possible.
How much is the excess? The amount depends on the make and model of the phone. For theft and loss claims, the excess could be higher.  The amount depends on the make and model of the phone. You'd pay the same excess amount for all claim types. 

Information correct at the time of publishing - July 2022.

Don't forget to look at the claims excess when comparing prices. These will vary from provider to provider, and will be influenced by the type and price of your handset.

Great value phone insurance

OUR POLICIES

What type of phone insurance do you need?

Choosing the right type of mobile phone insurance is straightforward. You will usually have a choice of plans with different cover levels which provide varying degrees of protection for your phone.

Mobile insurance policies which provide the highest levels of cover will cost the most, but it’s important that you choose a level of protection that suits you.

You can compare our phone insurance plans in the table below:

Policy features
 
Policy features
 

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

Your phone is covered if it gets damaged by liquids.

Your phone is covered if it gets damaged by liquids.

Your phone is covered if it gets damaged by liquids.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

We’ll replace your phone if it’s stolen.

We’ll replace your phone if it’s stolen.

We’ll replace your phone if it’s stolen.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

Get a quote
 
Get a quote

Why insure your mobile phone with insurance2go

Get covered in three easy steps

  • Get a great quote

    All we need is your device make and model to show you your options

  • Choose your policy

    Select your cover, enter your details and pay – it takes just a few minutes

  • You're covered

    Once you've bought the cover, your policy documents will be on their way to you

Get an instant quote for your phone

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Popular handsets

Here are some of the most popular phones that our customers buy polices for - if you see yours take a look at what we could offer you.

iPhone 13
Galaxy S22
iPhone SE Insurance - iPhone Insurance | Insurance2go
iPhone SE
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Pixel 6
iPhone 11

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