Alternative to Protect Your Bubble Mobile Phone Insurance

Who are Protect Your Bubble?

Protect Your Bubble are an insurer of mobile phones and other gadgets such as tablets and laptops. They are part of a much larger insurance group called Assurant who often provide the insurance for banks, retailers and networks.

Is Protect Your Bubble phone insurance worth it?

If your preference is to pay monthly, then you may wish to consider Protect Your Bubble as annual policies are not available. This means you can only pay for a policy via Direct Debit.

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What is the difference between Protect Your Bubble & our insurance?

We have listed below the key features and differences of our cover compared with Protect Your Bubble. The main difference is that their loss cover is optional (at a cost of £1.50 per month), and there are limits to the number of claims you can claim each year. They do however allow you to add additional devices onto the same policy, which is currently not an option with us.

	Protect Your Bubble (Full Cover)	Insurance2go (Full Cover)
When can I purchase insurance?	Insurance can be bought anytime. The first device you insure would need to be under 6 months old in order to be eligible, the second one must be under 12 months old and the third one must be under 36 months old.	Insurance can be bought anytime as long as all devices are under 36 months old.
What am I covered for?	Accidental damage Breakdown Theft Loss (for an extra £1.50)	Accidental damage Breakdown Theft Loss
How much is the excess?	The excess would depend on the make and model of the phone as well as the claim type. The excess is more expensive for theft and loss claims.	No hidden costs. Same excess amount for all types of claims. The amount you'd pay would depend on the make and model of the device.
When can I cancel?	14 day cooling off period for a full refund. Cancel anytime - No notice required.	14 day cooling off period for a full refund. Cancel anytime - No notice required. Annual policies cancelled after the 14 day cooling off period will be due a Pro rata refund.
Are my accessories covered?	No accessory cover.	Accessories are covered as long as the retailer from which they were bought is UK VAT registered.
Does the policy include Worldwide cover?	Worldwide cover for accidental damage, breakdown, theft and loss.	Our worldwide cover goes with you provided that this is in line with current government guidance.
Claim Limit?	There is a limit of 2 successful claims for loss or theft for each insured item within any 12 month period.	Unlimited claims on all cover levels.
How can I pay for the insurance premiums?	The insurance premiums can only be paid on a monthly basis.	Monthly and annual policies available

Information correct at the time of publishing - July 2022.

Instant cover for your phone

OUR POLICIES

What type of phone insurance do you need?

Choosing the right type of mobile phone insurance is straightforward. You will usually have a choice of plans with different cover levels which provide varying degrees of protection for your phone.

Mobile insurance policies which provide the highest levels of cover will cost the most, but it’s important that you choose a level of protection that suits you.

You can compare our phone insurance plans in the table below:

Policy features

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

Your phone is covered if it gets damaged by liquids.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

We’ll replace your phone if it’s stolen.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

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Instant cover
Whether you buy a monthly or annual policy you’re covered from the moment you buy
Any make, any model up to 36 months old
We insure any phone bought new or refurbished from a UK registered company
Unlimited claims
Accidents happen, so that's why there's no limit to how many claims you can make
95% of claims accepted
You won't have to bend over backwards to prove your claim. In 2022, we approved 95% of mobile phone insurance claims*.
Here since 2007
We were one of the first businesses to provide specialist insurance for mobiles and gadgets
Flexible insurance plans
Choose to pay for a year upfront, or pay on a rolling monthly basis

Get covered in three easy steps

Get a great quote

All we need is your device make and model to show you your options
Choose your policy

Select your cover, enter your details and pay – it takes just a few minutes
You're covered

Once you've bought the cover, your policy documents will be on their way to you